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The 2.7% Rule for Retirement Spending

Ben Felix

The 2.7% Rule for Retirement Spending

Ben Felix examines whether the well-known 4% retirement withdrawal rule holds up, drawing on academic papers. He argues that a safe rate may be closer to 2.7%, especially for early retirees.

HN cites it as the source for the argument that safe withdrawal rates should be lower than 4%.

3 Hacker News mentions · 2022–2025

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