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Renting vs. Buying a Home: The 5% Rule

Ben Felix

Renting vs. Buying a Home: The 5% Rule

Ben Felix explains how to compare renting and buying a home by looking at unrecoverable costs, and distills it into the 5% rule of thumb. It is framed for a Canadian audience but broadly applicable.

HN points to it for a clean first-order framework for the rent versus buy decision.

9 Hacker News mentions · 2020–2026

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